At Amini Technologies Ltd, your privacy is a priority. This Privacy Policy describes how we handle your personal information when you use our mobile application, website, and related services (collectively, the “Services”). By using our Services, you agree to the practices described in this policy.
1. Information We Collect
We collect information you provide directly when you register for an account, including your name, phone number, Bank Verification Number (BVN), and bank account details.
We also automatically collect certain information when you use our services, including transaction data, device identifiers, IP addresses, browser type, and usage logs. This helps us provide, maintain, and improve our platform.
2. How We Use Your Information
We use the information we collect to:
- Process transactions and payments on your behalf
- Verify your identity and prevent fraud or unauthorised access
- Provide customer support and respond to your enquiries
- Send important account notifications and security alerts
- Improve our products, services, and user experience
- Comply with legal and regulatory obligations
3. Data Sharing
We do not sell, rent, or trade your personal information to third parties.
We may share your information with trusted service providers (such as payment processors, identity verification providers, and cloud infrastructure partners) strictly as necessary to deliver our services. These partners are contractually obligated to protect your data.
We may also disclose your information when required by law, regulation, or a valid legal process.
4. Data Security
We implement industry-standard security measures including end-to-end encryption, secure HTTPS connections, multi-factor authentication, and regular security audits to protect your personal data.
Access to your information is restricted to authorised personnel only, and all access is logged and monitored.
While we take all reasonable precautions, no method of electronic transmission or storage is completely secure. We cannot guarantee absolute security.
5. Your Rights
You have the following rights regarding your personal data:
- Access — request a copy of the personal data we hold about you
- Correction — request that we correct inaccurate or incomplete data
- Deletion — request that we delete your personal data, subject to legal obligations
- Portability — request your data in a structured, machine-readable format
- Objection — object to certain types of processing, such as marketing
To exercise any of these rights, please contact us using the details in the Contact section below.
6. Data Retention
We retain your personal data for as long as your account is active or as needed to provide our services. We also retain data as necessary to comply with legal obligations, resolve disputes, prevent fraud, and enforce our agreements.
When your data is no longer required, we securely delete or anonymise it.
8. Third-Party Links
Our app and website may contain links to third-party websites or services. We are not responsible for the privacy practices of those third parties. We encourage you to review their privacy policies before providing any personal information.
9. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of material changes via the app, email, or a prominent notice on our website.
Continued use of our services after the effective date of any changes constitutes your acceptance of the updated policy.
10. Contact Us
If you have any questions, concerns, or requests relating to this Privacy Policy or your personal data, please contact us:
- Email: privacy@amini.ng
- Phone: +234 123 456 7890
- Address: Lagos, Nigeria
Request Account & Data Deletion
You have the right to request the deletion of your Amini account and all associated personal data. Once submitted, we will process your request within 30 days and send a confirmation to your registered contact. Note that some data may be retained where required by law or for fraud prevention purposes.
Request Account DeletionThis Privacy Policy is governed by the laws of the Federal Republic of Nigeria. If you have a dispute relating to this policy, please contact us first and we will do our best to resolve it.